Thank you for choosing First State Bank for your home financing needs. Our goal is to make the process as simple, quick, and cost-effective as possible, while providing the outstanding service our customers have relied on for over 60 years.

We offer a variety of loan options to choose from including fixed and adjustable rate mortgages, with easy to understand explanations of each program available for you on our site.

If a free pre-qualification is where you would like to start, we’re happy to help you determine your budget, so that you may find a home that you both love and can afford.

And of course, our Mortgage Professionals are always just a phone call or e-mail away to answer any of your questions or to ask for advice!

Ready To Get Started?

Applying online is quick, easy, and available to you anywhere and anytime!

  1. Simply click Apply Now and complete the application.
  2. When you have completed the application, click “Submit” and your information will be reviewed.
  3. A First State Bank Mortgage Professional will follow up to answer your questions within a few business hours.

Apply Now

Our goal is to provide the highest level of service at competitive rates. Our Mortgage Professionals are only a phone call away if you need help. Contact us at 305-296-8535.